We partnered with Charles Schwab to offer a low-cost investment management platform so you can begin investing for your goals now.
As an expert professional resource in our community we take pride in offering a low cost, online solution to investing. Our dynamic portfolios were created to help meet the ever changing needs of investors in any economic landscape. With our carefully selected portfolio models, including a tax loss harvesting solution and tax free fixed income offerings, we have developed a platform to fit the personalized investments needs of all investors.
Some investors have the complexities that justify the need to pay an advisory fee to a fiduciary advisor, however for others, they just want to invest in a prudent, diversified portfolio that's low cost. Combining years of investment management experience, innovative technology, and no transaction fee, low cost Exchange Traded Funds (ETF’s) we are able to provide the client with these professional portfolio strategies for NO COMMISSIONS and NO ADVISORY FEES. Also clients can take comfort in knowing their assets are being held by Charles Schwab & Co, an SPIC insured broker dealer.
We have 12 unique diversified models of ETF's ranging from a very conservative 10% equity allocation to an Aggressive 90% equity allocation.
Our cutting-edge technology monitors and rebalances your portfolio to help keep you diversified and on track.
If an investment declines in value, our automatic tax-loss harvesting may help you offset the taxes on investment gains. *Please make sure to consult your independent tax advisor.
Yes, we don't charge an advisory fee, not 1% or 2%, literally 0%. You also don't pay transaction fees or commissions.
By hand-selected low-cost ETF's the portfolio models average internal expense ratio is less than .20%.
We are a fiduciary wealth management firm that believes in doing what's in the best interest of our clients. Though the technology is awesome, it is still solely an online digital investment management platform. If at some point in the future you actually need a human advisor we hope you allow us the opportunity to discuss our advisory services with you. These services do cost something since people do need to get paid.
Other platforms may require investing in their own proprietary funds. We do not do this. We've filtered through over 900 funds to hand-select the funds that have passed our due diligence process regardless of their firm affiliation.
Also, other platforms may require that you hold upwards of 15% or more in cash. Our portfolios will never have more than 4% of your portfolio in cash. This means you'll have 96% of your portfolio fully invested in your investment allocation.
Totally! If you can setup a Facebook account or buy something on Amazon, you can do this. We've simplified it down to 4 steps:
No matter what the investment goal or objective is, B-Online Portfolios were designed to help get you there.
Yes, Charles Schwab requires a minimum of $5,000 to have an account on the platform.
For assistance please call Schwab's 24hr dedicated support team at
Call us to schedule a free virtual consultation to discuss our additional financial planning and investment management services.
200 Kentucky St., Ste. C, Petaluma, CA 94952, US